C’est ce que certains pensent.
On March 10, 2023, Silicon Valley Bank (SVB) closed after a bank run, causing the largest bank failure since the 2008 financial crisis and the second-largest in U.S. history.[1] Reuters reported that, as of the end of 2022, some 89 percent of its US$175 billion in deposit liabilities were not covered by federal deposit insurance.[2]
Silicon Valley Bank (SVB) was a commercial bank headquartered in Santa Clara, California. SVB was one of the largest banks in the United States and was the biggest bank in Silicon Valley based on local deposits, with a 25.9% market share as of June 30, 2016.[2] It was a subsidiary of SVB Financial Group (formerly Silicon Valley Bancshares),[3] a bank holding company[4] and a member of the S&P 500 index.[5] On March 10, 2023, after a bank run on its deposits, it failed and was taken into receivership by the Federal Deposit Insurance Corporation in the second-largest bank failure in American financial history.[6]
The company focused on lending to technology companies, providing multiple services to venture capital, revenue-based financing and private equity firms that invest in technology and biotechnology, and also on private banking services for high-net-worth individuals, in its home market in Silicon Valley.[1][7][8] In addition to taking deposits and making loans, the bank operated venture capital and private equity divisions that sometimes invested in the firm’s commercial banking clients.[9]
The bank operated from 29 offices in the United States and from offices in India, the United Kingdom, Israel, Canada, China, Germany, Hong Kong, Ireland, Denmark, and Sweden.
Les conséquences sont vastes. J’imagine que la baisse des cryptos de cette semaine en fait partie.